🏡 What is STAR?
The STAR Program provides property tax relief to eligible New York homeowners. If eligible, you’ll receive the benefit in one of two ways:
1. STAR Exemption (Only for long-time homeowners)
- Reduces your school tax bill directly.
- Available only if you’ve had it since 2015 or earlier.
- Applies to your primary residence only.
- Not available to new homeowners.
2. STAR Credit (For new or current homeowners)
- You receive a check or direct deposit from the NYS Tax Department.
- You can then use it to pay your school taxes.
- Must own and live in the home as your primary residence.
- Income eligibility: Combined income of all owners + spouses must be $500,000 or less.
📘 Types of STAR Benefits
⭐ Basic STAR (Exemption or Credit)
- For all primary-residence homeowners.
- No age but income limit $500,000
- Exempts $30,000 from the assessed value of the home (subject to adjustments).
- Applies only to school district taxes.
⭐ Enhanced STAR (For seniors)
- For seniors (65+ by December 31 of the benefit year).
-
Offers greater savings than Basic STAR.
Starting in 2026:
- Only one homeowner needs to be 65+.
- You no longer apply through your local assessor.
- NYS Tax Department determines eligibility and contacts you if you qualify.
📝 Registering for the STAR Credit (New or Current Homeowners)
✅ What you need:
- Names & Social Security Numbers of all owners & their spouses.
- School district name.
- Date of purchase & names of sellers (optional).
- Most recent school tax bill (if available).
- Address of any other residential properties you own.
- Legal name of trust (if applicable).
- Banking info (for direct deposit).
- 2024 tax return (for 2026 benefit year).
- If no return filed: Provide info on wages, pensions, Social Security, etc.
💻 How to Register:
- Create or log in to your Individual Online Services account:
https://www.tax.ny.gov/online/ - Click Register and follow the prompts.
📞 No internet?
Call: 518-457-2036 (Weekdays, 8:30 AM–4:30 PM)
🔔 Important Notes:
- You cannot receive both Basic and Enhanced STAR in the same year.
- STAR applies after other property tax exemptions.
- Taxable value cannot be reduced below zero.
-
Update your info regularly via the Homeowner Benefit Portal.
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FINAL CERTIFIED STAR AMOUNTS |
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Final |
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2023 |
2024 |
2025 |
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| Town |
Basic |
Enhanced |
Basic |
Enhanced |
Basic |
Enhanced |
| Altona | $ 33,120 | $ 82,680 | $ 32,770 | $ 91,750 | $ 32,540 | $ 93,380 |
| Ausable | $ 37,970 | $ 101,930 | $ 33,790 | $ 90,720 | $ 30,000 | $ 86,100 |
| Beekmantown | $ 34,940 | $ 92,240 | $ 31,100 | $ 84,000 | $ 34,580 | $ 99,240 |
| Black Brook | $ 33,030 | $ 87,740 | $ 30,000 | $ 84,000 | $ 30,000 | $ 86,100 |
| Champlain | $ 32,750 | $ 88,380 | $ 32,350 | $ 90,590 | $ 30,000 | $ 86,100 |
| Chazy | $ 36.240 | $ 92,480 | $ 32,250 | $ 84,000 | $ 30,000 | $ 86,100 |
| Clinton | $ 34,580 | $ 87,880 | $ 41,360 | $ 112,900 | $ 36,810 | $ 100,480 |
| Dannemora | $ 34,530 | $ 90,600 | $ 30,730 | $ 84,000 | $ 32,360 | $ 92,880 |
| Ellenburg | $ 34,310 | $ 87,240 | $ 35,860 | $ 98,630 | $ 31,920 | $ 87,780 |
| Mooers | $ 35,060 | $ 87,520 | $ 32,890 | $ 88,550 | $ 32,040 | $ 91,950 |
| Peru | $ 34,220 | $ 89,630 | $ 32,680 | $ 90,130 | $ 30,000 | $ 86,100 |
| Plattsburgh | $ 30,000 | $ 81,400 | $ 33,770 | $ 91,630 | $ 30,060 | $ 86,100 |
| Saranac | $ 35,180 | $ 95,370 | $ 31,310 | $ 84,880 | $ 30,000 | $ 86,100 |
| Schuyler Falls | $ 25,500 | $ 69,190 | $ 22,700 | $ 63,000 | $ 21,600 | $ 61,990 |
| City | $ 33,150 | $ 89,960 | $ 31,550 | $ 88,350 | $ 32,210 | $ 92,440 |